Zions Bancorporation, N.A. financials

Key figures from Zions Bancorporation, N.A.'s filings with the U.S. Securities and Exchange Commission: the latest quarter against a year earlier, and the trend across recent quarters and fiscal years.

Latest quarter vs a year earlier

MetricJun 2026Jun 2025Change
Revenue$141M$130M+8.5%
Net income$453M$244M+85.7%
Free cash flow$389M-$93M+518.3%
Gross margin———
Operating margin———
Net margin321.3%187.7%+133.6 pts

Quarterly trend

Revenue by quarter
$126MSep 2023$125MDec 2023*$124MMar 2024$126MJun 2024$128MSep 2024$135MDec 2024*$133MMar 2025$130MJun 2025$133MSep 2025$133MDec 2025*$134MMar 2026$141MJun 2026
Net income by quarter
$175MSep 2023$126MDec 2023*$153MMar 2024$201MJun 2024$214MSep 2024$216MDec 2024*$170MMar 2025$244MJun 2025$222MSep 2025$263MDec 2025*$233MMar 2026$453MJun 2026
Free cash flow by quarter
$280MSep 2023-$274MDec 2023*$231MMar 2024$234MJun 2024$97MSep 2024$489MDec 2024*$152MMar 2025-$93MJun 2025$413MSep 2025$480MDec 2025*$398MMar 2026$389MJun 2026
Margins by quarter
68%211%354%Sep 2023Dec 2023*Mar 2024Jun 2024Sep 2024Dec 2024*Mar 2025Jun 2025Sep 2025Dec 2025*Mar 2026Jun 2026138.9%100.8%123.4%159.5%167.2%160.0%127.8%187.7%166.9%197.7%173.9%321.3%

Fiscal years

Fiscal yearRevenueNet incomeNet marginFree cash flowEPS (diluted)
FY Dec 2025$529M$899M169.9%$952M$6.01
FY Dec 2024$513M$784M152.8%$1.1B$4.95
FY Dec 2023$503M$680M135.2%$772M$4.35
FY Dec 2022$495M$907M183.2%$1.3B$5.79
FY Dec 2021$449M$1.1B251.4%$423M$6.79

* Fiscal fourth quarter computed from the annual filing minus the three reported quarters. All figures from company filings with the SEC.

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