H&R Block, Inc. (HRB) debt
What H&R Block owes, when it comes due, and what it costs to carry, from the balances and cash flows the company reports to the U.S. Securities and Exchange Commission.
At a glance
| Metric | Jun 2026 | Jun 2025 | Change |
|---|---|---|---|
| Total debt | $1.49B | $1.49B | −$2M |
| Due within a year | $0 | $350M | −$350M |
| Long-term debt | $1.49B | $1.14B | +$348M |
| Cash and equivalents | $959M | $983M | −$25M |
| Net debt | $533M | $510M | +$23M |
Debt over time
| Balance date | Total debt | Due within a year | Long-term debt | Cash |
|---|---|---|---|---|
| Jun 2026 | $1.49B | $0 | $1.49B | $959M |
| Mar 2026 | $1.49B† | — | $1.49B | $867M |
| Dec 2025 | $2.44B† | — | $2.44B | $349M |
| Sep 2025 | $1.73B† | — | $1.73B | $376M |
| Jun 2025 | $1.49B | $350M | $1.14B | $983M |
| Mar 2025 | $1.49B | $350M | $1.14B | $773M |
| Dec 2024 | $2.28B | $350M | $1.93B | $320M |
| Sep 2024 | $1.49B | $0 | $1.49B | $416M |
| Jun 2024 | $1.49B | $0 | $1.49B | $1.05B |
| Mar 2024 | $1.49B | $0 | $1.49B | $795M |
| Dec 2023 | $2.29B | $0 | $2.29B | $321M |
| Sep 2023 | $1.49B | $0 | $1.49B | $427M |
† Sum of the debt lines the company reports at that date, not a reported total.
When it comes due
Principal due by year as of April 30, 2020.
| Due | Principal | Share of total |
|---|---|---|
| Year 2 | $650M | 18.6% |
| Year 4 | $500M | 14.3% |
| Year 5 | $2.00B | 57.1% |
| After year 5 | $350M | 10.0% |
| Total | $3.50B | 100% |
Interest cost and borrowing
| Fiscal year | Interest expense | Borrowed | Repaid |
|---|---|---|---|
| FY Jun 2026 | $81M | — | $350M |
| FY Jun 2025 | $78M | — | $0 |
| FY Jun 2024 | $79M | — | $0 |
| FY Jun 2023 | $73M | — | $0 |
| FY Jun 2022 | $88M | — | $500M |
* Fiscal fourth quarter computed from the annual filing minus the three reported quarters.
About these figures
These are the balances H&R Block reports in its SEC filings as of each balance-sheet date, and the interest, borrowing and repayments it reports for each period. This page does not show market prices or yields of the company's bonds. "Long-term debt" is the line as the company tags it in its filings and may or may not include the portion due within a year.
All figures from company filings with the SEC.