Enova International, Inc. financials

Key figures from Enova International, Inc.'s filings with the U.S. Securities and Exchange Commission: the latest quarter against a year earlier, and the trend across recent quarters and fiscal years.

Latest quarter vs a year earlier

MetricJun 2026Jun 2025Change
Revenue$929M$764M+21.6%
Net income$105M$76M+38.0%
Free cash flow$531M$436M+21.8%
Gross margin61.2%57.8%+3.4 pts
Operating margin25.5%24.1%+1.4 pts
Net margin11.3%10.0%+1.3 pts

Quarterly trend

Revenue by quarter
$551MSep 2023$584MDec 2023*$610MMar 2024$628MJun 2024$690MSep 2024$730MDec 2024*$746MMar 2025$764MJun 2025$803MSep 2025$839MDec 2025*$875MMar 2026$929MJun 2026
Net income by quarter
$41MSep 2023$35MDec 2023*$48MMar 2024$54MJun 2024$43MSep 2024$64MDec 2024*$73MMar 2025$76MJun 2025$80MSep 2025$79MDec 2025*$91MMar 2026$105MJun 2026
Free cash flow by quarter
$258MSep 2023$302MDec 2023*$337MMar 2024$350MJun 2024$388MSep 2024$420MDec 2024*$378MMar 2025$436MJun 2025$470MSep 2025$487MDec 2025*$464MMar 2026$531MJun 2026
Margins by quarter
0%35%69%Sep 2023Dec 2023*Mar 2024Jun 2024Sep 2024Dec 2024*Mar 2025Jun 2025Sep 2025Dec 2025*Mar 2026Jun 202658.0%55.7%56.7%58.9%58.0%56.6%57.2%57.8%57.4%59.8%60.4%61.2%18.8%16.7%21.4%23.1%22.3%21.3%23.1%24.1%24.5%22.2%23.7%25.5%7.5%6.0%7.9%8.6%6.3%8.7%9.8%10.0%10.0%9.4%10.4%11.3%

Fiscal years

Fiscal yearRevenueNet incomeNet marginFree cash flowEPS (diluted)
FY Dec 2025$3.2B$308M9.8%$1.8B$11.52
FY Dec 2024$2.7B$209M7.9%$1.5B$7.43
FY Dec 2023$2.1B$175M8.3%$1.1B$5.49
FY Dec 2022$1.7B$207M11.9%$850M$6.19
FY Dec 2021$1.2B$256M21.2%$442M$6.79

* Fiscal fourth quarter computed from the annual filing minus the three reported quarters. All figures from company filings with the SEC.

This content is for informational purposes only and is not investment advice. Always do your own research before making financial decisions.