Enova International, Inc. financials
Key figures from Enova International, Inc.'s filings with the U.S. Securities and Exchange Commission: the latest quarter against a year earlier, and the trend across recent quarters and fiscal years.
Latest quarter vs a year earlier
| Metric | Sep 2026 | Sep 2025 | Change |
|---|---|---|---|
| Revenue | $1.0B | $803M | +25.7% |
| Net income | $107M | $80M | +33.6% |
| Free cash flow | $524M | $470M | +11.4% |
| Gross margin | 60.9% | 57.4% | +3.5 pts |
| Operating margin | 24.5% | 24.5% | -0.0 pts |
| Net margin | 10.6% | 10.0% | +0.6 pts |
Quarterly trend
Fiscal years
| Fiscal year | Revenue | Net income | Net margin | Free cash flow | EPS (diluted) |
|---|---|---|---|---|---|
| FY Dec 2025 | $3.2B | $308M | 9.8% | $1.8B | $11.52 |
| FY Dec 2024 | $2.7B | $209M | 7.9% | $1.5B | $7.43 |
| FY Dec 2023 | $2.1B | $175M | 8.3% | $1.1B | $5.49 |
| FY Dec 2022 | $1.7B | $207M | 11.9% | $850M | $6.19 |
| FY Dec 2021 | $1.2B | $256M | 21.2% | $442M | $6.79 |
* Fiscal fourth quarter computed from the annual filing minus the three reported quarters. All figures from company filings with the SEC.